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翻訳と辞書　辞書検索 [ 開発暫定版 ] スポンサード リンク London Mutual Credit Union ： ウィキペディア英語版 London Mutual Credit Union London Mutual Credit Union Limited is a not-for-profit member-owned financial co-operative, based in Peckham and operating in the City of Westminster and the London boroughs of Southwark, Lambeth and Camden. The primary lines of business include retail banking, deposit-taking and lending. Established in 1982, by September 2015, the credit union had over 23,600 members and 2000 junior members. == History == Southwark Council Employees Credit Union was established for local authority staff in 1992, by a small group of volunteers. The credit union was formed to address the economic hardship among low paid manual workers and the local Caribbean community. Like other British credit unions at the time, it was a small savings and loans co-operative which offered its members a limited range of financial products and services. Despite being the first credit union in the UK to operate a payroll deduction scheme, Southwark Council Employees Credit Union only recruited between 200 and 300 members from a workforce of over 12,000 in the first nine years of its existence. From 1991 onwards, Southwark Council Employees Credit Union implemented a range of reforms, including the introduction of improved IT systems and staff development. In 1997, it opened membership to employees of King's College Hospital, under the name Southwark and Kings Employees Credit Union and, in 1999, as Southwark Credit Union, to anyone living or working in the borough. Southwark was among the first British credit unions to adopt the PEARLS financial monitoring system, which increased financial discipline, maximised savings and split them from loans. As part of a drive to develop products and services to meet people's needs, in 2006, the credit union was the first in the UK to offer current accounts, alongside benefit direct accounts, flexible savings accounts, instant and accessible loans, home contents insurance, money advice and debt counselling services. In 2006, Southwark Credit Union became the first credit union to deliver Financial Inclusion Growth Fund loans through a contract with the Department for Work and Pensions. By 2007, the credit union had made over 2,000 loans under the scheme, totalling over £1.2 million and saving customers £600,000 in interest charges compared to the cost of borrowing from doorstep lenders. It had become the largest community credit union in London with three branches, 30 staff, over 7,000 members and assets in excess of £6.8 million. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「London Mutual Credit Union」の詳細全文を読む スポンサード リンク 翻訳と辞書 : 翻訳のためのインターネットリソース Copyright(C) kotoba.ne.jp 1997-2016. All Rights Reserved.